1. Acceptance of Terms
These Terms & Conditions (“Terms”) govern your access to and use of khuemaninsurance.com (the “Site”), operated by Khueman Insurance (“Khueman,” “we,” “us,” or “our”). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.
2. Use of This Website
You may use the Site only for lawful purposes and in accordance with these Terms. You agree not to use the Site in any way that could damage, disable, overburden, or impair it, or interfere with any other party’s use of the Site.
3. Quotes & Insurance Disclaimer
Content on this Site, including coverage descriptions, pricing ranges, and educational articles, is provided for general informational purposes only and does not constitute insurance advice, a binding quote, or an offer of coverage. Actual coverage, terms, exclusions, and pricing are determined solely by the underwriting insurance carrier and are set out in your official policy documents.
Any quote provided by a Khueman advisor is an estimate based on the information available at the time and is subject to underwriting review and final approval. No insurance coverage is bound or in effect until you receive written confirmation from the applicable carrier.
4. Intellectual Property
All content on this Site, including text, graphics, logos, icons, images, and the Khueman Insurance name and shield emblem, is the property of Khueman Insurance or its licensors and is protected by applicable copyright and trademark laws. You may not reproduce, distribute, or create derivative works from this content without our prior written consent.
5. User Conduct
When contacting us through the Site, you agree to provide accurate and truthful information and not to submit any content that is unlawful, fraudulent, abusive, or infringes on the rights of others. We reserve the right to refuse service or terminate communication with anyone who violates these Terms.
6. Third-Party Links & Services
The Site may link to third-party websites or reference third-party insurance carriers for informational purposes. We do not control and are not responsible for the content, policies, or practices of any third-party site or service.
7. Disclaimer of Warranties
The Site and its content are provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Site will be uninterrupted, secure, or error-free.
8. Limitation of Liability
To the fullest extent permitted by law, Khueman Insurance shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of, or inability to use, the Site, even if we have been advised of the possibility of such damages.
9. Indemnification
You agree to indemnify and hold harmless Khueman Insurance, its officers, employees, and advisors from any claims, damages, liabilities, or expenses arising out of your use of the Site or your violation of these Terms.
10. Governing Law
These Terms are governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Travis County, Texas.
11. Changes to These Terms
We may revise these Terms at any time by updating this page. The “Last Updated” date above reflects the most recent revision. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms.
12. Contact Us
If you have questions about these Terms, please contact us:
Khueman Insurance
8200 Liberty Boulevard, Suite 220, Austin, TX 78750, United States
Phone: +1 (888) 450-0231
Email: info@khuemaninsurance.com